Tuesday, 29 July 2014

Seven Secrets of Self-Made Multimillionaires

First, understand that you no longer want to be just a millionaire. You want to become a multimillionaire.
While you may think a million dollars will give you financial security, it will not. Given the volatility in economies, governments and financial markets around the world, it's no longer safe to assume a million dollars will provide you and your family with true security. In fact, a Fidelity Investments' study of millionaires last year found that 42 percent of them don't feel wealthy and they would need $7.5 million of investable assets to start feeling rich.
This isn't a how-to on the accumulation of wealth from a lifetime of saving and pinching pennies. This is about generating multimillion-dollar wealth and enjoying it during the creation process. To get started, consider these seven secrets of multimillionaires.
No. 1: Decide to Be a Multimillionaire -- You first have to decide you want to be a self-made millionaire. I went from nothing—no money, just ideas and a lot of hard work—to create a net worth that probably cannot be destroyed in my lifetime. The first step was making a decision and setting a target. Every day for years, I wrote down this statement: "I am worth over $100,000,000!"
No. 2: Get Rid of Poverty Thinking -- There's no shortage of money on planet Earth, only a shortage of people who think correctly about it. To become a millionaire from scratch, you must end the poverty thinking. I know because I had to. I was raised by a single mother who did everything possible to put three boys through school and make ends meets. Many of the lessons she taught me encouraged a sense of scarcity and fear: "Eat all your food; there are people starving," "Don't waste anything," "Money doesn't grow on trees." Real wealth and abundance aren't created from such thinking. 
No. 3: Treat it Like a Duty -- Self-made multimillionaires are motivated not just by money, but by a need for the marketplace to validate their contributions. While I have always wanted wealth, I was driven more by my need to contribute consistent with my potential. Multimillionaires don't lower their targets when things get tough. Rather, they raise expectations for themselves because they see the difference they can make with their families, company, community and charities. 
No. 4: Surround Yourself with Multimillionaires -- I have been studying wealthy people since I was 10 years old. I read their stories and see what they went through. These are my mentors and teachers who inspire me. You can't learn how to make money from someone who doesn't have much. Who says, "Money won't make you happy"? People without money. Who says, "All rich people are greedy"? People who aren't rich. Wealthy people don't talk like that. You need to know what people are doing to create wealth and follow their example: What do they read? How do they invest? What drives them? How do they stay motivated and excited? 
No. 5: Work Like a Millionaire -- Rich people treat time differently. They buy it, while poor people sell it. The wealthy know time is more valuable than money itself, so they hire people for things they're not good at or aren't a productive use of their time, such as household chores. But don't kid yourself that those who hit it big don't work hard. Financially successful people are consumed by their hunt for success and work to the point that they feel they are winning and not just working. 
No. 6: Shift Focus from Spending to Investing -- The rich don't spend money; they invest. They know the U.S. tax laws favor investing over spending. You buy a house and can't write it off. The rich, in contrast, buy an apartment building that produces cash flow, appreciates and offers write-offs year after year. You buy cars for comfort and style. The rich buy cars for their company that are deductible because they are used to produce revenue.
No. 7: Create Multiple Flows of Income -- The really rich never depend on one flow of income but instead create a number of revenue streams. My first business had been generating a seven-figure income for years when I started investing cash in multifamily real estate. Once my real estate and my consulting business were churning, I went into a third business developing software to help retailers improve the customer experience.
Lastly, you may be surprised to learn that wealthy people wish you were wealthy, too. It's a mystery to them why others don't get rich. They know they aren't special and that wealth is available to anyone who wants to focus and persist. Rich people want others to be rich for two reasons: first, so you can buy their products and services, and second, because they want to hang out with other rich people. Get rich -- it's American.
http://www.entrepreneur.com/article/222718

Monday, 28 July 2014

Train Yourself to Be More Positive in 5 Steps

I am constantly striving to see the positive in every aspect of my life. But it’s not always easy.
My dog is currently suffering from a disease from which she will never recover. My mind is still trying to adjust to my relatively new schedule of running Positively Present full time. My wallet is thinning out as I march forward on my entrepreneurial ventures. And, as I get older, I find myself moving in different directions from some of the people I've spent a great deal of time with.
My life—and all of our lives—is filled with challenges that make it very difficult to be positive sometimes.
However, I know that choosing to be positive has helped me the most in terms of becoming the person I want to be. Even when things are difficult, I know that being positive—and striving to make the best of whatever situation I’m in—really does make even the most challenging situations easier to bear.
More often than not, I find myself veering toward a positive attitude. (It’s something I never would have done years ago!) I firmly believe that this is because I've trained myself to be positive.
It doesn't always come naturally for me—sometimes it’s a lot of work—but I've taken five steps that make it so much easier for me to see the good in life.

Step One: Believe a Positive Attitude is a Choice

This step was hard to take at first. I thought that people were either positive or negative (and I was in the latter category). I used to blame my negativity on all kinds of outside forces—fate, experiences, parents, relationships—but never really stopped to think that I could choose to be positive.
Teaching myself that positivity is a choice has been one of the greatest things I've ever done for myself.
Now when I find myself in a bad situation, I know that it’s up to me to find the good, to be positive regardless of what’s happening around me. I no longer point fingers and place blame. I realize that everything happens how it happens, and it’s up to me to choose how I want to feel about it. I am in control of my attitude, and no one can take that away from me.

Step Two: Rid Your Life of Negativity

If you want to live a positive, joyful life, you cannot be surrounded by negative people who don’t encourage your happiness.
As a negative person, I attracted negative people. When I decided to make the change to live a more positive life, I had to rid my life of the most negative influences in it. No one is perfect—and perfection isn't the goal when it comes to positivity—but there were people in my life who were consistently negative, who constantly brought me down, and I had to stop spending so much time with them.
This, as you can imagine, wasn't easy. It can hurt to distance yourself from people—even when you know they aren't good for you or your current lifestyle.
In addition to removing negative influences from my, I also had to get rid of some of my own negative behaviors, such as drug and alcohol abuse. I had to take a step back and examine which behaviors were good for me and which were not.
I learned to focus on the positive things I was doing—such as working on my blog and cultivating new, positive relationships—and let go of the negative ones. This process was not easy and, to be honest, is still ongoing, but I know this: It’s hard to live a positive life when negative people and behaviors continually pull you down.

Step Three: Look For the Positive in Life

In every person, in every situation, there is something good. Most of the time it’s not obvious. We have to look. And sometimes we have to look hard.
The old me was content to sit back and just glance around. If I saw negative, I went with that feeling. I didn't want to look harder or think too much about the good. I found it much, much easier to sit back and just accept what I saw (which was usually the bad).
Now, when I’m faced with a difficult or challenging situation, I think to myself, “What is good about this?” No matter how terrible the situation might seem, I always can find something good if I take the time to think about it.
Everything—good and bad—is a learning experience so, at the very least, you can learn from bad experiences. However, there’s usually even more to it than that. If you really take the time to look, you will usually find something good, something genuinely positive, about every person or situation.

Step Four: Reinforce Positivity in Yourself

Once I started thinking more positively, I realized I had to reinforce these thoughts and behaviors in myself so they would stick. As with any sort of training, the more you practice, the better you get—and, yes, you can practice being positive.
The best and easiest way to do this is to be positive when it comes to who you are. Tell yourself you’re awesome. Tell yourself you look good. Tell yourself you did a great job at work or raising your kids or whatever it is you do.
Be honest with yourself, but do your best to look for the good. And, whatever you do, don’t focus on the negative. It’s okay to not like everything about yourself, but don’t focus on what you don’t like. We all have positive attributes, and it’s up to you to remind yourself of them every day.

Step Five: Share Positivity with Others

Not only do you need to be positive with yourself for this training to really take effect, but you need to be positive with others. You have to share your wealth of positivity with the world.
“A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.” ~Winston Churchill
The best way I've found to do this is quite simple and basic: Be nice to other people, no matter what. Tell someone s/he looks nice today. Tell someone s/he did a great job on that presentation.
Tell your parents or children (or both!) how much you love them and how great they are. When someone is feeling down, do what you can to cheer him or her up. Send flowers. Write notes. Don’t gossip. Be kind to all living things.
All of these things sound basic enough, but for someone like me, they didn't come easily.
I never wanted to see the good in myself and, therefore, didn't want to see it in others either. I used to be critical and condescending. Now I strive to be encouraging and supportive.
I try not only to treat others as I would like to be treated, but I also try to consider how they would like to be treated. People appreciate positivity, and the more you share it with others, the more you are practicing it your own life.
When you start feeling like the idea of being a positive person is daunting, remind yourself that all it takes is one small step in the right direction to move yourself toward a more positive attitude.
Believe in yourself and remember the most important lesson of all: A positive outlook is a choice that you can always make.
http://tinybuddha.com/blog/train-yourself-to-be-more-positive-in-5-steps/

Saturday, 26 July 2014

17 Ways To Motivate Yourself To Do Great Things

Sometimes, no matter how experienced we are or how much we have accomplished, we all can use a little help to keep going, a bit of motivation if you will.
In the face of the inevitable obstacles we are going to encounter, here are ideas that have worked for me, my friends who run both entrepreneurial and micro businesses, and others I talked to.
At the end of this post, I am going to ask you to tell me what motivational techniques have worked for you–just click the “comment button; if I get enough good ideas I will do a subsequent blog crediting you, of course–but first the list.
Some of these will resonate with you.
1. Necessity.  A lot of my friends are incredibly literal. When asked what keeps them going, they point to the mortgage that has to be paid or an elderly parent’s medical bills they are responsible for.  Says one, “John Wayne got it right. ‘A man’s got to do what a man’s got to do.’  And that applies to women, too.” (I have to admit I could relate to this response.  At one point, three of my kids were attending private colleges simultaneously. During that period, I took to saying “I can’t afford either writer’s block or sloth.”)
2. Quotes. Inspirational quotes were cited by many, but how they used them were as unique as they are.  Some literally had a wall or white board filled with quotes they had discovered through the years, while others took to putting a particular favorite (such as “just keep swimming,” from the kids’ movieFinding Nemo, taped to their monitor or they used a favorite quote as a screensaver. For a great list of quotes, see my Forbes colleague Kevin Kruse’s recommendations.
3. Employees are relying on you.  This is related to the necessity argument. An extremely high number of entrepreneurs I talked to mentioned all the people who could be potentially out of work, if the entrepreneur did less than their absolute best and their company suffered. Feeling responsible for their employees’ economic future kept them going.
4. Personal pride.  It was hard to get people to admit to this one until they had a second (or third) glass of wine.  But although they rarely talk about it publically, many entrepreneurs are extremely proud of what they had accomplished and take (usually quiet) satisfaction in keep the enterprise going no matter what problems arise.
5.  A mission to change the world. Not everyone was evocative as Steve Jobs (who used to tell Apple employees ”we are going to make insanely great products”) but a significant number of the entrepreneurs and business people I talked to truly believe their offerings will make the world a better place.  It is the deeply help belief in that mission that keeps them going.
6. Support groups. This provides benefits in one of two ways (and it was possible for one group to supply both.) Either the entrepreneur met periodically with other entrepreneurs who could offer words of encouragment and advice when they were stuck, or even if they didn’t ask for advice, simply being associated with other successful people made the entrepreneur work harder. He didn’t want to fall behind his peers.
7.  They have a chip on their shoulder.  More people than I would have thought say they keep going no matter what to prove to all the people “who told me I would never be successful, that they were wrong.” Intriguingly, that chip didn’t go away once they were successful.
8. Consider the alternative.  This one, too, took two forms.  To keep themselves going, some entrepreneurs either thought back to the days before they started their companies and recalled how unhappy they were working for someone else. Or they pictured what it would be like to once again have a boss.  Either image, they said, was enough to keep them plugging away.
9. A legacy.  Knowing that their company may be the only real thing they are remembered for, or hoping that their kids will take over the business someday, keeps many entrepreneurs going, when times get tough or they simply get tired.
10. Create Momentum.  This one was cited by just about everyone I talked to.  Goals like: $1 million in sales within the first year can sound awfully daunting from a standing start, i.e. you are beginning with no revenues.  But, if you say, “let’s get $83,333.33 coming in this month; and $83,333 next month,” the numbers don’t seem as big, and you get a chance to celebrate 12 small wins, as well as the one big one, when you hit $1 million in sales.
11. Get a Diagnosis. Here’s how one entrepreneur described this one for me.  “You know when you are physically feeling lousy and know it is more than a cold or the flu, but you don’t know what it is? Simply not knowing is worrisome. Once you get a diagnosis—even if it something bad like pneumonia—you actually feel better because you know what it is and what you are up against  It is the same for me in my business. If I feel bad but I get a friend—or even a shrink—to tell me what is going on, I feel better once I have a name for it.  That, in and of itself, is enough for me to come up with a battleplan to keep going.”
12. Visualization. This one has never worked for me, although several of the people I talked to swear by it. They say focusing on what success will ultimately look like keeps them going.  I worry that having fixed image of success could keep you from pursuing other opportunities that you could encounter on the way, but I am including this one here because it seems to work for so many.
13.   Exercise. Think. Sometimes being tired, depressed and wrung out is “simply” a matter of over-work or being out of shape (or both.)  Taking a break—at regular points–could be enough to keep you going.  And at the very least, if you get into shape you will have more energy—even if your exercise program doesn’t do a darn thing to improve your company’s  performance.

14.  Learn from your mistakes. Having things go wrong—you don’t get the sale; the client hates your solution to their problem—is enough to get anyone demotivated (if that is a word.)  You are going to feel bad. Accept that.  And give yourself a SHORT period to wallow.  Then learn from what went wrong. That way you will be turning the rejection into something you can benefit from going forward. It sounds simplistic and cliched, of course, and it is extremely difficult to do. But it is true.  And more importantly, it does work.

15. Don’t Get In Your Own Way.  There will be enough circumstances beyond your control which could take the wind out of your sails, as my grandmother used to say. Don’t make your life harder than it has to be.  Simplify everything you can. (Leaving yourself 10 minutes less than you need to get to the airport is never a good idea.) Delegate the stuff you are bad at. And become as organized as humanly possible. Stress is the enemy of creativity. And creating more stress than you have to for yourself is simply dumb.
16.  Keep score. This one is for all the hard charging, Type As out there.  If you are keeping a running tally of the jobs completed, clients landed, sales recorded since you first opened your doors, seeing the numbers increase–and wanting them to increase further–can be a great motivating force. Just looking at the scoreboard, and knowing that you need to get the numbers higher, can keep you fired up.
17. Keep telling yourself the best way to predict the future is to create it. And then go create it.
That’s my list. What’s yours?
What is the one thing–or things–that helps keeps your motivated?
http://www.forbes.com/sites/actiontrumpseverything/2014/03/01/17-ways-to-motivate-yourself-to-do-great-things/

Wednesday, 23 July 2014

Billionaire Jack Ma teaches you how to be successful in life and business

Billionaire Jack Ma, the founder and ex-CEO of Alibaba Group, as well as one of the most successful Chinese Internet entrepreneurs, shares his wealth of experiences.
Jack Ma: The mistake I regretted the most
In 2001, I made a mistake. I told 18 of my fellow comrades whom embarked on the entrepreneurship journey with me that the highest positions they could go was a managerial role. To fill all our Vice President and Senior Executive positions, we would have to hire from external parties.
Years later, those I hired were gone, but those whom I doubted their abilities became Vice Presidents or Directors.
I believe in two principles: Your attitude is more important than your capabilities. Similarly, your decision is more important than your capabilities!
Jack Ma: You cannot unify everyone’s thoughts, but you can unify everyone through a common goal.
  1. Don’t even trust that you are able to unify what everyone is thinking; it is impossible.
  2. 30% of all people will never believe you. Do not allow your colleagues and employees to work for you. Instead, let them work for a common goal.
  3. It is a lot easier to unite the company under a common goal rather than uniting the company around a particular person.
jack ma alibaba
Jack Ma: What does a leader have that an employee doesn't?
A leader should never compare his technical skills with his employee’s. Your employee should have superior technical skills than you. If he doesn't, it means you have hired the wrong person.
What, then, makes the leader stands out?
  1. A leader should be a visionary and have more foresight than an employee.
  2. A leader should have higher grit and tenacity, and be able to endure what the employees can’t.
  3. A leader should have higher endurance and ability to accept and embrace failure.
The quality of a good leader therefore is his vision, tenacity, and his capability.
Jack Ma: Don’t be involved in politics
  1. One should always understand that money and political power can never go hand in hand. Once you are in politics, don’t ever think about money anymore. Once you are running a business, don’t ever think of being involved in politics.
  2. When money meets political power, it is similar to a match meeting an explosive- waiting to go off.
Jack Ma: The 4 main questions the young generation must ponder on
  1. What is failure: Giving up is the greatest failure.
  2. What is resilience: Once you have been through hardships, grievances and disappointments, only then will you understand what is resilience.
  3. What your duties are: To be more diligent, hardworking, and ambitious than others.
  4. Only fools use their mouth to speak. A smart man uses his brain, and a wise man uses his heart.
jack ma serious
Jack Ma: We are born to live and experience life.
I always tell myself that we are born here not to work, but to enjoy life. We are here to make things better for one another, and not to work. If you are spending your whole life working, you will certainly regret it.
No matter how successful you are in your career, you must always remember that we are here to live. If you keep yourself busy working, you will surely regret it.
Jack Ma on competing and competition
  1. Those that compete aggressively with one another are the foolish ones.
  2. If you view everyone as your enemies, everyone around you will be your enemies.
  3. When you are competing with one another, don’t bring hatred along. Hatred will take you down.
  4. Competition is similar to playing a board of chess. If you lose, we can always have another round. Both players should never fight.
  5. A real businessman or entrepreneur has no enemies. Once he understand this, the sky’s the limit.
Jack Ma: Don’t make complaining and whining a habit
If you complain or whine once in a while, it is not a big deal.
However, if it becomes habitual, it will be similar to drinking: the more you drink, the stronger the thirst. On the path to success, you will notice that the successful ones are not whiners, nor do they complain often.
The world will not remember what you say, but it will certainly not forget what you have done.
Jack Ma’s advice to entrepreneurs
  1. The opportunities that everyone cannot see are the real opportunities.
  2. Always let your employees come to work with a smile.
  3. Customers should be number 1, Employees number 2, and then only your Shareholders come at number 3.
  4. Adopt and change before any major trends or changes.
  5. Forget the money; Forget about earning money.
  6. Rather than having small smart tricks to get by, focus on holding on and persevering.
  7. Your attitude determines your altitude.
Jack Ma on entrepreneurship
  1. A great opportunity is often hard to be explained clearly; things that can be explained clearly are often not the best opportunities.
  2. You should find someone who has complementary skills to start a company with. You shouldn’t necessarily look for someone successful. Find the right people, not the best people.
  3. The most unreliable thing in this world is human relationships.
  4. “Free” is the most expensive word.
  5. Today is cruel, tomorrow will be worse, but the day after tomorrow will be beautiful.
Jack-Ma-Forbes
Jack Ma: The 4 don’ts of entrepreneurship
  1. The scariest things about starting up is the inability to see, to be snobbish, to be unable to understand what is going on, as well as to be unable to keep up with pace.
  2. If you do not know where your competitor is, or overconfident and snobbish about your competitor, or are unable to comprehend how your competitor became a real threat, you will surely fall behind him. Don’t be the “they” in this idiom: First they ignore you, then they laugh at you, then they fight you, then you win.
  3. Even if your competitor is still small in size or weak, you should take him seriously and treat him as a giant. Likewise, even if your competitor is massive in size, you shouldn’t regard yourself as a weakling.
Jack Ma on starting your own company
What starting your company means: you will lose your stable income, your right to apply for a leave of absence, and your right to get a bonus.
However, it also means your income will no longer be limited, you will use your time more effectively, and you will no longer need to beg for favours from people anymore.
If you have a different mindset, you will have a different outcome: if you make different choices from your peers, your life will then be different from your peers.
Jack Ma on opportunities
If there are over 90% of the crowd saying “Yes” to approving a proposal, I will surely dispose the proposal into the bin. The reason is simple: if there are so many people who thinks that the proposal is good, surely there will be many people who would have been working on it, and the opportunity no longer belongs to us.
http://vulcanpost.com/5407/billionaire-jack-ma-teaches-you-how-to-be-successful-in-life-and-business/

Tuesday, 22 July 2014

Living the Law of Attraction


Millions of people have now heard of The Secret , a theory which brings phrases like "positive thinking" and "the law of attraction" to everyday conversations. Although the The Secret is a fairly recent phenomenon, spiritual thinkers say they've been studying the concepts for years.


Acclaimed author Louise Hay is considered the mother of positive thinking. She is back to continue the conversation about the law of attraction, which is the basis of The Secret . "The law of attraction is that our thinking creates and brings to us whatever we think about," she says. "It's as though every time we think a thought, every time we speak a word, the universe is listening and responding to us."



Louise says negativity can keep you from obtaining the things you want in life. "We don't want to put ourselves down," she says. "We don't want to say, 'Oh, it will never work for me,' or 'I'm not good enough.' Because that's what the universe hears and returns to you."



Instead, Louise says you can transform your life by staying positive. "You have to start saying things that you feel really good about yourself. 'I love who I am. I love life. Life loves me. It's going to be smooth and easy. Life works for me.' And you just start doing that—it's planting seeds. You're not going to get it the first day, but you plant a seed and you water it and you continue the affirmations, and things start to shift and change in your life." 

http://www.oprah.com/spirit/The-Law-of-Attraction-Real-Life-Stories_1



Monday, 21 July 2014

Work-Life Balance Is A Lie, So Here's a Better Way to Think About It


Although “work-life balance” is hardly a new concept, employees everywhere continue to debate how best to achieve it. For millennial s, a generation that’s grown up with smartphones and can work remotely even from vacation in the Adirondacks, perhaps the better question is whether work-life balance is even possible.
In the debates around managing personal and professional responsibilities, the only certainty is that no single technique works for everyone. The key is finding out what’s most important to you—in your career as well as in your personal life—and making sure you prioritize it in your daily schedule. The tips below are designed to help 20- and 30-somethings (or anyone) navigate the beginning stages of their careers without letting health, relationships, and happiness fall by the wayside.

What’s the Deal?

As the American workforce becomes increasingly mobile, the line between our work and our personal lives is often blurred. Nearly half of American workers have jobs suitable for part-time or full-time telecommuting (aka working from somewhere outside the office). That means more people are checking work email at the dinner table and typing up project reports in their pajamas. In fact, the physical separation between our work and our personal lives (aka an office building) may be somewhat outdated.One survey found that as many as 70 percent of college students believe it’s unnecessary to be in an office regularly.
For younger workers, these relaxed boundaries may actually be desirable. When they look for a job,many millennials say flexibility (in terms of where and when they work) is especially important. That’s possibly because employees in this age bracket want the freedom to develop relationships and pursue personal hobbies: Research suggests millennial workers place a higher value on being able to spend time with friends and family than Boomers (people born between approximately 1946 and 1964) did when they were younger [1]. Likewise, millennial s are less likely to define themselves by their careers [1].
But flexibility in the form of having constant access to work email and never technically “clocking out” for the day can have some negative repercussions. Research suggests it’s important to take breaks from professional demands and to recover from a busy workweek in order to reduce stress [3].
Unfortunately, there’s no one “right” approach to balancing work-related and personal commitments. For those worried about whether, where, or how to draw the line between work and play, follow the practical steps below to create a life that’s all-around fulfilling.

Your Action Plan

Sometimes achieving a better balance between work and the rest of our lives is a matter of tweaking our ’tude, like accepting that we can’t do or have everything. Other times the solutions are simple (think keeping better records of how you actually spend your time or relocating the laptop outside the bedroom). Whatever your challenges with work-life balance, these 15 tips are bound to help you enjoy every day to the fullest.
Baking
1. Pick and choose.
One of the hardest parts of achieving work-life balance is recognizing that we’ll never have it all. That is, we’ll never make it to every social event while also working extra hours and making home-cooked meals every night. Once you've decided which responsibilities and relationships you find most important (see number two), it’s all about prioritizing. So cut yourself some slack when it comes to other achievements in your personal and professional life, and remind yourself that you’re making progress where you believe it really counts.

2. You do you.
The definition of work-life balance varies pretty widely between individuals. Instead of trying to conform to someone else’s lifestyle, figure out what’s personally meaningful to you, whether that’s developing a relationship with a new partner or working toward a promotion at a new job (or both). As long as you find your life fulfilling, it doesn't matter if your schedule looks different from someone else’s.

3. Be open to change.
Even once you've searched your soul to figure out what truly matters to you, accept that those priorities might change over time. Maybe you’ll start a family, take a new job, or pick up a new hobby—whatever the situation, be prepared for your values and schedule to shift, and make adjustments accordingly.

4. Accept imperfection.
Let’s say you've established that friendships are the most important aspect of your life right now. That still doesn't mean you need to freak out if you miss your BFF’s boyfriend’s birthday bash because you’re working late on a big project. Know that you’ll make mistakes, and that obstacles and challenges will pop up unexpectedly. Instead of feeling like a terrible person, try to enjoy yourself and be productive and present with whatever you’re doing. Then refocus on your main priorities as soon as possible.

Schedule

5. Take it day by day.
One clever tip is to combine your work and personal calendars so you don’t necessarily prioritize one set of responsibilities over the other in advance. Each day, you can decide whether the staff meeting is more important than getting lunch with an old high school buddy, or vice versa.

6. Pursue your passions.
Just because you’re working a lot doesn’t necessarily mean your life isn’t awesome. Some of us (ideally, all of us!) love our jobs, so much so that we’re willing to spend hours brainstorming, emailing, and sitting in meetings. If it makes you happy to bring your laptop home and continue working after dinner because you feel like you’re making a difference in the world or you simply love the work, go for it!

7. Keep track.
One of the first steps to figuring out how we can spend more time on the things that are really meaningful to us is learning how much time we currently spend on all our activities. For one week, try keeping a log of everything you do, from washing laundry to browsing Pinterest. Then go over the lists, pinpoint potential “time sucks,” share your concerns with your family and coworkers, and create an action plan for refocusing on the activities that really matter to you.

8. Open your options.
A growing number of workplaces allow employees to work remotely or have flexible schedules. If that possibility interests you, and if you think a new work style could make you less stressed, talk to your employer and see what you two can work out. (The worst that could happen is your boss will say no.)

9. Rock to your own rhythm.
Researchers are increasingly paying attention to the topic of chronotypes (biological schedules that determine when we feel tired and awake), and they’ve found that people vary widely in terms of when they’re most creative, energetic, and productive. Think about how your own abilities evolve throughout the day—if you’re most alert in the mornings, try getting to the office early; if you really come alive after 9pm, consider creating a less traditional work schedule (see number eight). That way, you won’t feel like you’re wasting valuable time at work when you’re half-zoned out anyway.

Commute Bike

10. Reconsider your commute.
The physical trip to and from the office can be more draining than work itself. If standing like a sardine on a crowded subway is making you sick, consider moving closer to your workplace: You’ll have a better attitude toward work and feel less like you’re wasting a big chunk of your day. On the other hand, don’t be afraid of a long commute if it means going home to a neighborhood you love and feeling happier in general.
11. Seek support.
Ultimately, work-life balance is about finding a way to juggle all the different kinds of relationships in our lives. So don’t be shy about asking other people to help you manage your responsibilities. Talk to coworkers about filling in for each other when one of you has an outside commitment, or to family members about sharing dog-walking or babysitting responsibilities on days when someone needs to stay late at the office.

12. Don’t tear down this wall.
Working from home can be liberating, but it comes with challenges, like potentially getting distracted by the pile of dirty laundry on the floor. To avoid these issues, set up a physical boundary between work life and home life by designating a whole room (or even just a corner) as your office space. Try to keep all work-related paraphernalia and tasks contained to just this area.

13. Squeeze it in.
In an ideal world, we’d be able to spend two hours lunching with pals every day and attend salsa lessons every night. But sometimes it’s more realistic to grab coffee with a friend and go dancing every other weekend. This schedule might not be exactly what we’d like, but it’s certainly preferable to not socializing or letting loose at all. Let yourself enjoy the time you do have, instead of lamenting the time you don’t.

14. Find fun anywhere.
These days, lots of workplaces are embracing the idea of organized fun, like bonding activities for staff members. And nearly three quarters of millennial workers say they want their coworkers to be a fa second fan count as socializing. Don’t feel like you have to create “balance” by spending your weekends and weeknights doing non-work-related activities unless you really want to do them.

Phone Dinner

15. Tackle technology.
Smartphones, laptops, tablets, spaceships: All these tools are designed to improve our productivity and our lives overall. But when these gadgets make us feel like we’re supposed to be responding to work emails or finishing up projects at home, we can start to get overwhelmed. On the other side of the spectrum, constantly checking our Facebook feed while at work can lead to some serious FOMO. Manage all this technology-induced stress by unplugging for a little while or by setting limits on when and where to use it.

The Takeaway

The most important thing to remember in the quest for work-life balance is that we’ll never achieve perfection. There will be nights when we miss dinner with our partner because we stayed late at the office, and days when we skip a staff meeting to bring a pal to an emergency dental appointment. What matters is that we create a personally meaningful life that helps us feel happy and healthy overall.
http://greatist.com/happiness/work-life-balance

Sunday, 20 July 2014

24 Easy Ways To Make Money On The Internet

So it turns out that the internet is good for more than just porn and video games – you can make money off it too! Think of the internet as a giant country called Imaginationland. By playing your cards right, you can make some easy money online doing things you’re already doing. Here are some lifehacks to start you off:

1. Website Building

If the internet is a country, then websites are like real estates. I’m hoping by now you have a general understanding that real estates are valuable in the physical world – digital real estates work the same way. By building a website, you’re creating your own plot of online “land.”
You can fill this land with whatever you want, but you have to promote it through social media (and anywhere else you can think of) for this to be successful. When you build traffic to your land, you can sell people whatever you have to offer. In order to build a website, you need a host (i.eGoDaddy), a template (i.e WordPress), and content.
The first two parts are easy to find, and content is only as difficult as you make it. You can post blogs, items for sale, pictures, videos, or whatever you want. Opening up your own website gives you the potential to make money from the avenues I’m going to mention.

2. B2B Marketing

An online business model I love is utilized by GetVoiP, an affiliate marketer based in New York. GetVoiP acts as an agent for business communication providers. They maintain updated listings of VoiP providers, including ratings, comparisons, consumer reviews, in-depth knowledge of market and end-user trends, and expert opinions from business professionals on a variety of topics related to business consumers. By not only keeping abreast of news, but providing detailed analysis of products being offered, GetVoiP is able to generate traffic to their site and increase their clout with businesses.
The more online clout you have as a business, the more money you’ll make. If you’re known for making lasting connections (as is the case with GetVoiP above), then you’ll have no issues building your online brand. You’ll be recognized in your community and begin to build a buzz in your industry. Tracking your numbers (how many people view your site, click each ad, and make a purchase from that click) gives you the leverage to expand this part of your business, enabling you to continue building your online rep.

3. Google Adsense

If that sounds like too much technical information for you, there is an easy button – Google’s advertising platform is as simple as signing up, enabling (on Blogger) or pasting a small code on your website, and allowing the advertisements to automatically roll in. The problem with this program is that you don’t get any commissions – and you don’t get to control the ad content. This is useful for some, but powerful users will want something a little more robust.

4. Amazon Associates

Amazon has an Associates program for site owners and bloggers. They offer a search tool to find the right products and services from their site and a variety of ad styles to display on your site, including text-based and banner images (digital billboards) like this:
Each item purchased through your Amazon links give you a commission. It doesn’t take high volume traffic to achieve results, either. I began making money with the program when I only had 1,000 hits per month on my site. They can apply your earnings to your Amazon account balance, issue you a check, or direct deposit into your bank account. If you love Amazon, you’ll love their associate’s program. 

5. Rakuten Linkshare

Amazon and Google are far from your only options for online advertising. Rakuten Linkshare is a great place to search for other affiliates for your ads. Through their program, you can get customized ad links, email links, and banner ads for Starbucks, Walmart, iTunes, and a slew of other popular brands. With this program, you can also find smaller companies, regional or specialized brands, and more. I run a combination of Google, Amazon, and Rakuten’s programs, and my monthly income is approximately $150 from these programs. It’s not a lot of money, but it’s also not a lot of work for residual (it means recurring…since the ads are permanent…) income.

6. Company Referral Programs

Speaking of the benefits of permanent ads, banners and links aren’t the only ways to earn a little bit of dough off your online endeavors. By having a website, you gain the power of emailing companies to ask them for things. I have no shame in letting the yoga company whose mat I’m looking into purchasing know that I have a blog and write for yoga publications – it sometimes gets me discounts.
Other times, I gain a valuable business contact in PR, advertising, or other aspects of corporate sales. Sometimes I just get a free drink. Either way, money in and of itself is worthless. Ditch the middle man and use the internet to barter what you have and can do for what you need.

7. Klout

If you have a social media account, try out Klout. The company tracks your social media usage, determines how big and what type of audience you draw based on the subject matter of your updates and posts. Using this information, you’re qualified to receive free items, tickets, etc. Check their website often to find ways of earning free stuff by doing what you’re already doing online…boring the rest of us…

8. EBay

If you have anything you want to sell, then EBay is the place you need to seriously consider doing it first. Personally I’m not a fan of the site because of the work it takes to build up a reputation. If you’re willing to grind through that process, you’ll be rewarded with many privileges – people have gotten rich selling books about how they got rich selling everything on EBay: 

9. Amazon

If you start getting too big for EBay or decide you want to try a different flavor, Amazon has a marketplace as well. I prefer using Amazon because I can depend on their shipping, have a Prime account, and trust their reviews (overall, not usually singularly, although occasionally that as well). 
The difference between Amazon and EBay is that EBay (though still filled with new items) is seen as a used marketplace between individual parties, whereas Amazon (which is filled with offers for new and used merchandise from the 3rd parties) is viewed as a Wal-Mart-type superstore. As a consumer, this difference leads me to use Amazon, so it only makes sense to target on my own demographic.

10. Etsy

If you’re crafty (and I mean that in more than one way, wink wink), you’ll enjoy Etsy. Handcrafted items are the bread and butter here. Plenty of people make decent side money on the site, which is basically an EBay for crafters and artists. Set up a sellers account with Etsy, and you’ll be asked to set up your virtual storefront and put up at least 5 goods for sale.
Once you have this down, you’ll be a budding Etsy entrepreneur. Provide great quality to your customers, and they’ll often return. Many people are willing to pay a premium for quality handmade designs. Etsy (like EBay and Amazon) takes a cut off the top for selling items through their site. PayPal takes another cut, and you have to be careful with taxes on all income, so be diligent while building your online business.

11. Craigslist

Craigslist is the modern equivalent of the classified ads that dominated the days of newspapers. These quick ads are easy to navigate and use, and they’re geographically linked. Whether you’re selling something or offering a service, this lifehack is a great place to start learning the intricacies of Craigslist.
Posting ads on Craigslist is technically easy, but people often have fears about posting their personal information on the site. I communicate mostly through email when doing business on Craigslist, and I’ve never run into any issues. I’ve never been ripped off, nor have I been murdered or raped for using the site. It takes common sense, so use your best judgment, but don’t assume someone is a thief just because of their preferred communication method. For an extra bonus, google “funny Craigslist ads” to see some delightful examples of guerilla and grassroots marketing.

12. Indeed

Maybe what you need is a job. It doesn’t matter which job search site you prefer using (even Craigslist) – Indeed tracks them all, and then some. You can find jobs posted on company websites, through temp agencies, and more at Indeed. If money is something you really need, Indeed is most definitely the place you want to visit to browse career opportunities.

13. Elance

Where Indeed excels at finding job postings across the web and acting as a search crawler for employment, maybe a full-fledged career is too big of a commitment at this point in your life. Elance is a site to find freelance work of all types. I’ve used it for quick writing, editing, copywriting, resume building, and other odd jobs and temp gigs. The experience has been great.
Elance offers a wide array of technical, data entry, accounting, and other freelance and temp gigs. If you’re just looking for something short and sweet, log in, input and showcase your marketable skills, and begin searching through their job database, using any parameters you desire. Once you submit a bid, you’ll receive an acceptance or denial – you may get a few rejections, but don’t sweat it. Negotiate the terms of your bid, and get to work. You have money to make.

14. Mturk

If you’ve heard of crowdsourcing (and even if you haven’t), Amazon’s Mechanical Turk program is a great place to get involved. Much like at Elance, you input your info and skills. You then are able to search for different menial tasks ranging from identifying inappropriate web content to transcribing audio recordings to basic data entry work.
Just like at any other job, the more work you do, and the better your quality, the more opportunities you’ll have to make money. The payouts are often small, and your payment is received in Amazon credit, but Mturk is a great place to make mindless money while veg’ing on the couch watching TV.

15. LinkedIn

LinkedIn is a social media site for professionals. This isn’t a direct way to make money, but it’s a great way to connect to your current and potential peers, customers, clients, vendors, and more here. You’ll build a reputation and get in the loop on important developments in your chosen career path and/or industry. One day an old college buddy may hit you up for a dream job you never considered at the exact moment you are looking for a new vocation. Whether you like it or not, keeping your LinkedIn profile current is a great way to get surprised with new work opportunities out the blue.

16. Care.com

If you’re an experienced nanny or babysitter, Care.com is the place you want to make money. By listing yourself on the Craigslist of Childcare, you’ll broaden your reach and increase your odds of finding the right gig at the right time. You can be pickier with what kids you watch when you have the reputation and traffic to pull in more customers. Join Care.com and start making money by investing in the future of our youth.

17. ThePirateBay

I support bootlegging – I don’t see it as being immoral or unethical in any way. I used to bootleg quite a bit in my youth, and I still do on occasion today (although not yet today in particular, I more meant “in the present”). If you want to hustle for your money, do what you must, baby. Download some software, music, movies, or other assorted digital goodness here and start slangin. It’s not an easy life, but sometimes you gotta do what you gotta do.

18. iTunes

If you’re a musician, writer, artist, tech nerd, pundit, or can produce any type of audio, video, or text worth consuming, you may be able to sell some stuff in Apple’s flagship iTunes store. By selling your work here, you’re able to stand next to the marketing clout of big business. You can make a healthy living off the iTunes store, and there’s no better time than now. 

19. Yelp!

If you have a business, you want to get listed on Yelp! You may not use the software, but some people do, and they use it religiously (and I don’t mean they’ll kill you over it). By listing your business on Yelp!, you’re putting yourself on the map. From here, you also need to start using Yelp! Write reviews of places you go. It’ll be worth it in the long run.
Soon, you’ll have a dozen or so reviews under your belt and can hire yourself out as a Yelp! reviewer. There are ethical and moral questions to doing this, but the title of this piece is “ways to make money,” not “ethical ways to make money,” and I am a former Bank of America/Countrywide employee, so what’d you expect?

20. Wikipedia

Another seemingly free site you can make money from is Wikipedia. People who say it’s easy to edit Wikipedia have clearly never tried editing Wikipedia – it’s a pain. Thankfully it’s a pain for companies as well, so many of them are willing to pay editors to assist them in the editing process. You’ll become a bounty hunter in a way, choosing your own lines to cross and keep. If editing is something you like to do, and you’re willing to put in the work it takes to learn Wikipedia’s dispute process, roll up your sleeves and try this one out.

21. Blogging

I make the bulk of my money from blogging. In addition to the advertising revenue streams mentioned above, I also receive flat rate payments for blogging from various blogs throughout the web. I’m paid to write as a whistleblower, financial analyst, reviewer, commentator, and more. Writing for other sites builds traffic to my personal blog. The traffic for this blog gives me clout to present to advertisers.
To create your own blog, you don’t even need a web domain. You can start a completely free blog on either WordPress or Blogger. Each of these sites has its ups and downs, but you can’t beat the price. You generally want to keep blog posts between 150-500 words until you have a few dozen under your belt. Links between your blog posts encourage people to stay on your blog once they find it, increasing traffic. Once your blog is up, promote it on social media for the greatest effect.

22. Kickstarter

If you have a passion project, Kickstarter may be exactly what you need to get it off the ground. Celebs like Zach Braff and Melissa Joan Hart have used this site in attempts to fund their movie projects. Some crack dealers in Canada inspired a “crackstarter” campaign from Gawker for pictures of the Toronto mayor smoking crack with them. All you need is a dream, a goal, a budget, and a great pitch to convince people to come to the site and donate to your Kickstarter campaign. Panhandling isn’t dead – it’s gone digital…

23. Extreme Couponing

If you’ve never heard of extreme couponing, check out this lifehack on the subject. Once you’re versed on the idea, what you have to do is a bit difficult at first, but it’s a great way to both save and make money: go to hip2save.com and get a feel for the types of deals that are out there (both online and in the physical world). Once you’re comfortable with the process, start searching for the best deals in grocery, retail, and online shopping. After a month or two of extreme couponing, you’ll have enough cleaning, hygiene, and food supplies stocked up to save a noticeable amount of money. Now maybe you don’t need to make as much…?

24. Social Media

No matter what you do to make money online, promote it on your social media accounts. You have a base of people who are already interested in you and have a vested interest in your brand – why would you not want to take advantage of that? By promoting yourself and your projects on your social media accounts, you’re greatly increasing the chances of people actually giving you money in exchange for your goods and services. Stop being shy and get out there.
http://www.lifehack.org/articles/money/24-easy-ways-make-money-the-internet.html